Licensed mortgage state
Mortgage guidance for Texas borrowers.
Mortgage guidance for eligible homebuyers, homeowners, and residential property investors in Texas. Programs and eligibility vary by borrower, property, lender, and current guidelines.
Start a conversationTexas mortgage planning
Start with the property and the complete financial picture.
Texas housing costs can vary substantially between major metros, smaller communities, and rural areas. Build taxes, insurance, and any association costs into your comparison.
Property-tax and insurance estimates deserve particular attention when evaluating a monthly housing budget.
Investment-property and home-equity scenarios should be reviewed against the property, borrower, and program requirements.
Ways we can help
Explore mortgage goals in Texas.
Buying a home
Compare purchase loan categories, down payment choices, and the full estimated housing payment.
Learn more →Refinancing
Review a current mortgage against a new rate, term, cost, or equity scenario.
Learn more →Equity and investment
Explore eligible home-equity and residential investment-property financing structures.
Learn more →Plan with calculators
Test your own assumptions without sending calculator inputs to Bloomfield Lending.
Learn more →
A clear process
Know what happens next.
- 1
Share the goal
Tell us about the property, timing, and what you want the financing to accomplish.
- 2
Review the full picture
Discuss income, assets, debts, credit, occupancy, and the property information available.
- 3
Compare options
Review applicable structures, estimated costs, and tradeoffs without relying on one headline number.
- 4
Move forward informed
If you choose to apply, receive guidance through documentation, review, underwriting, and closing.
Headquartered in Bloomfield Hills, Michigan. Michigan is not currently an active mortgage origination state.
Licensed service area
Currently serving eligible borrowers in five states.
Texas, Florida, Pennsylvania, Iowa and Colorado are drawn from the shared licensing registry. Program availability and borrower eligibility vary.
View licensing and state detailsBloomfield Lending LLC · NMLS #2814357. Bloomfield Lending is headquartered in Bloomfield Hills, Michigan and provides mortgage services to eligible borrowers in Texas. State license number pending verified publication. This page is educational and is not an offer of credit or a commitment to lend.
Your next step
Let’s talk about your Texas mortgage goals.
Tell us what you are working toward. We’ll help you understand the options that may fit.