Licensed mortgage state
Mortgage guidance for Florida borrowers.
Mortgage guidance for eligible borrowers purchasing, refinancing, or evaluating equity options in Florida. Programs and eligibility vary by borrower, property, lender, and current guidelines.
Start a conversationFlorida mortgage planning
Start with the property and the complete financial picture.
Insurance availability and cost can materially affect a Florida housing budget and should be investigated early.
Condominium projects can involve additional property and association review beyond an individual borrower’s qualifications.
Use realistic taxes, insurance, association dues, and expected occupancy when comparing financing scenarios.
Ways we can help
Explore mortgage goals in Florida.
Buying a home
Compare purchase loan categories, down payment choices, and the full estimated housing payment.
Learn more →Refinancing
Review a current mortgage against a new rate, term, cost, or equity scenario.
Learn more →Equity and investment
Explore eligible home-equity and residential investment-property financing structures.
Learn more →Plan with calculators
Test your own assumptions without sending calculator inputs to Bloomfield Lending.
Learn more →
A clear process
Know what happens next.
- 1
Share the goal
Tell us about the property, timing, and what you want the financing to accomplish.
- 2
Review the full picture
Discuss income, assets, debts, credit, occupancy, and the property information available.
- 3
Compare options
Review applicable structures, estimated costs, and tradeoffs without relying on one headline number.
- 4
Move forward informed
If you choose to apply, receive guidance through documentation, review, underwriting, and closing.
Headquartered in Bloomfield Hills, Michigan. Michigan is not currently an active mortgage origination state.
Licensed service area
Currently serving eligible borrowers in five states.
Texas, Florida, Pennsylvania, Iowa and Colorado are drawn from the shared licensing registry. Program availability and borrower eligibility vary.
View licensing and state detailsBloomfield Lending LLC · NMLS #2814357. Bloomfield Lending is headquartered in Bloomfield Hills, Michigan and provides mortgage services to eligible borrowers in Florida. State license number pending verified publication. This page is educational and is not an offer of credit or a commitment to lend.
Your next step
Let’s talk about your Florida mortgage goals.
Tell us what you are working toward. We’ll help you understand the options that may fit.