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Mortgage Market

Mortgage Rates & News

Follow national mortgage-rate trends and recent developments affecting homebuyers and homeowners.

Mortgage Market Today

U.S. national weekly mortgage rate averages published by Freddie Mac.

  • 30-Year Fixed

    6.76%

    National weekly average

    ↑ 0.05% from the previous week

    Week of September 10, 2026

  • 15-Year Fixed

    6.09%

    National weekly average

    ↑ 0.05% from the previous week

    Week of September 10, 2026

Source: Freddie Mac Primary Mortgage Market Survey® · Updated: September 10, 2026

Latest Mortgage News

Headlines published by Mortgage News Daily. Articles are written and hosted by that publisher; each link opens the original article.

  • Mortgage News Daily · Mortgage Rates

    Ugly Snowball Selling Thanks to Oil and Inflation Data

    September 10, 2026

    Ugly Snowball Selling Thanks to Oil and Inflation Data MBS lost nearly a full point by 4pm ET and 10yr yields were up 11.4bps at 4.95%. This is the highest since October 2023 when 10s briefly hit 5.006%.  At one…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    30yr Fixed Rates Jump to 7.07%

    September 10, 2026

    You may have seen other headlines today that reference 30yr fixed rates of 6.76%. Those stories would be citing Freddie Mac's weekly rate survey which is an average of the 5 business days (4 in this case, due to the…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Financing, Settlement, Processing Tools; Credit Score Tumult; Treasury Buybacks

    September 10, 2026

    Here in San Antonio, TX, interest rates are obviously part of mortgage event discussion. (On today’s The Big Picture Guild’s David Battany will be discussing rates and recent developments impacting them with Robbie C…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Sharply Weaker Again. Half Oil. Half PPI

    September 10, 2026

    It's been a rough couple of days for the bond market. Yesterday, it was Bessent and the reaction to the Treasury buyback announcement. Today it is an overnight surge in oil prices and a lackluster reaction to the…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Bonds to Bessent: Challenge Accepted

    September 9, 2026

    Bonds to Bessent: Challenge Accepted When the Yellen Treasury rolled out the buyback program in 2023/2024, they were careful to refer to it as strictly focused on liquidity and cash management. If they were secretly…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Mortgage Rates Jump After New Treasury Buyback Announcement

    September 9, 2026

    What do mortgage rates have to do with Treasuries? Quite a lot, actually. U.S. Treasuries are the bills and bonds issued by the government. In addition to financing government spending, they are also the lifeblood of…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Correspondent, Signing, Multifamily Tools; STRATMOR Tech Survey; Capital Markets; Rocket's Loan Limits

    September 9, 2026

    What should we talk about today? Besides TSA bringing back gate access, here’s a leading IMB exec and his wife putting their Florida home on the market for “a pretty penny.” There’s talk at conferences, not only about…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Are Bonds Fighting Oil Implications Thanks to Buyback Hopes?

    September 9, 2026

    Not much is going on in terms of scheduled economic events until Thursday and Friday's PPI and CPI reports respectively. Those could be very big deals as some investors think the results will determine "hike vs hold" at…

    Read article on Mortgage News Daily
  • Mortgage News Daily · Mortgage Rates

    Early Strength Gives Way to Steady Selling

    September 8, 2026

    Early Strength Gives Way to Steady Selling Bonds started the day in fairly good shape with a rally at the open and a certain measure of defiance of another jump in fuel prices. The defiance quickly gave way to…

    Read article on Mortgage News Daily

Understanding Mortgage Rates

Mortgage rates move for many reasons at once, and no single factor determines where they go next. Commonly cited influences include:

  • Bond markets, particularly mortgage-backed securities and Treasury yields
  • Inflation expectations over the life of a long-term loan
  • Broader economic conditions such as employment and growth data
  • The Federal Reserve policy environment and market expectations around it
  • Borrower-specific factors including credit profile, down payment, loan amount, loan purpose, occupancy, and property type

This section is educational. Nothing here is a forecast, and no one can say with certainty whether rates will rise or fall.

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Important rate disclosure

These figures are national weekly averages published by Freddie Mac and are provided for general informational purposes. They are not Bloomfield Lending’s advertised or offered interest rates, personalized quotes, locked rates, loan estimates, or commitments to lend.

Actual mortgage rates and terms depend on borrower qualifications, loan characteristics, property information, market conditions, points or credits, and other factors. Rates may change without notice.