Mortgage Market
Mortgage Rates & News
Follow national mortgage-rate trends and recent developments affecting homebuyers and homeowners.
Mortgage Market Today
U.S. national weekly mortgage rate averages published by Freddie Mac.
30-Year Fixed
7.32%
National weekly average
↓ 0.08% from the previous week
Week of October 22, 2026
15-Year Fixed
6.68%
National weekly average
↓ 0.03% from the previous week
Week of October 22, 2026
Source: Freddie Mac Primary Mortgage Market Survey® · Updated: October 22, 2026
Latest Mortgage News
Headlines published by Mortgage News Daily. Articles are written and hosted by that publisher; each link opens the original article.
Mortgage News Daily · Mortgage Rates
Boring, Sideways Day. Does Wednesday's Fed Announcement Even Matter?
October 27, 2026
Boring, Sideways Day. Does Wednesday's Fed Announcement Even Matter? Neocloud concerns continued to experience a small correction/consolidation after last week's surge. Interest rates could have justified a bit of…
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Mortgage Rates Hold Steady Yet Again
October 27, 2026
It was a remarkably calm day for the mortgage market on two separate levels. First off, the average lender set this morning's rates right in line with yesterday's latest levels. Additionally, there were very few…
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Appraisal Review, Equity, QC Tools; Jumbo Competition, Microsoft News Implications? STRATMOR Tech Survey
October 27, 2026
The ancient Chinese philosopher Sun Tzu said, “Sometimes the best victory is the battle that was not fought.” In a shrinking residential market there are a lot of potential battles, for example: “Rob, are you hearing…
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Mostly Consolidating Ahead of Fed. Some Pressure From Neocloud Bounce
October 27, 2026
"Neocloud" has entered the commentary. This is shorthand for the market segment in which Coreweave operates. Neocloud companies have been the epicenter of recent concerns in tech that have helped fuel the mid October…
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Bonds Hold Ground Despite Some Healing in Tech
October 26, 2026
Bonds Hold Ground Despite Some Healing in Tech Monday was exceptionally uneventful for the bond market--as is more often than not the case for data-free Mondays without any other major developments. There were some…
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Mortgage Rates Hold Steady Over The Weekend
October 26, 2026
It was an uneventful day for mortgage rates, which is just the sort of thing you want to see when the average lender is just a hair above the lowest levels in more than a month. There were no significant economic…
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Equity, Reverse, Non-Agency, UAD 3.6 Products; What's Ahead in Capital Markets?
October 26, 2026
Lender and Broker Products, Services, and Software Manual document reviews, repeated data entry and time-consuming “stare and compare” tasks slow down back-office processes. ICE Aurora is an enterprise mortgage AI…
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Slightly Stronger Start, But Generally Sideways and "Waiting"
October 26, 2026
Bonds are technically just a hair stronger this morning, but in the slightly bigger picture, nothing has happened yet this week (not that we'd expect that to be the case before 10am on a Monday). The tech stock…
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Slightly Weaker, But Much Stronger on The Week
October 23, 2026
Slightly Weaker, But Much Stronger on The Week Friday was calm and sideways in the bigger picture. Sure, a 4+ bp increase in 10yr yields and an MBS decline of just over an eighth of a point might sound somewhat…
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Understanding Mortgage Rates
Mortgage rates move for many reasons at once, and no single factor determines where they go next. Commonly cited influences include:
- Bond markets, particularly mortgage-backed securities and Treasury yields
- Inflation expectations over the life of a long-term loan
- Broader economic conditions such as employment and growth data
- The Federal Reserve policy environment and market expectations around it
- Borrower-specific factors including credit profile, down payment, loan amount, loan purpose, occupancy, and property type
This section is educational. Nothing here is a forecast, and no one can say with certainty whether rates will rise or fall.
The calculator uses an interest rate you enter yourself.
Important rate disclosure
These figures are national weekly averages published by Freddie Mac and are provided for general informational purposes. They are not Bloomfield Lending’s advertised or offered interest rates, personalized quotes, locked rates, loan estimates, or commitments to lend.
Actual mortgage rates and terms depend on borrower qualifications, loan characteristics, property information, market conditions, points or credits, and other factors. Rates may change without notice.