Mortgage Tools & Calculators Center

Every mortgage calculator you'll ever need

87+ free, instant mortgage tools built by Bloomfield Lending. Calculate payments, affordability, refinance savings, equity, and more — no signup required.

Most popular

Home Buying

Affordability, payment, FHA, VA, USDA, conventional, jumbo, first-time buyer.

Refinance

Savings, break-even, cash-out, rate-and-term, debt consolidation.

Home Equity

HELOC, home equity loan, LTV, CLTV.

Mortgage Payoff

Extra payments, biweekly, lump sum, amortization.

Seller Tools

Home value, net proceeds, commission, sell vs rent.

Closing Costs

Buyer & seller closing costs, escrow, taxes, transfer fees.

Credit & Qualification

DTI, prequalification, credit impact, approval.

Investment Property

Rental, cash flow, cap rate, BRRRR, DSCR, ROI.

Rate Tools

Rate comparison, APR, ARM, points, buydown, lock.

Moving & Relocation

Moving cost, rent vs buy, relocation, cost of waiting.

Specialty Calculators

PMI, FHA MIP, flood, HOA, reverse, construction, 203k, bridge.