Mortgage Tools
Down Payment Calculator
Work in whichever direction is easier — start from a percentage or from the cash you have available.
Estimated down payment
$80,000
20% of the home price you entered.
Breakdown
- Home price
- $400,000
- Down payment
- $80,000
- Down payment percentage
- 20%
- Estimated loan amount
- $320,000
Important
Results are estimates provided for educational purposes only. They are not a loan offer, an approval, a commitment to lend, a guaranteed rate, or final loan terms. Actual figures depend on underwriting, credit review, property details, program requirements, and market conditions at the time of application.
Down payment percentages shown here are common examples only. No particular percentage guarantees eligibility for any loan program. Minimum down payment requirements depend on the program, property, occupancy, and underwriting review, and a lower down payment often involves mortgage insurance or other costs not shown here.
Want to discuss your options?
Nothing you enter here is sent to us. When you're ready, start a conversation with a mortgage professional.