Calculate your full monthly mortgage payment including principal, interest, taxes, insurance, and HOA.
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A mortgage payment is the recurring monthly amount you pay your lender. It typically includes four parts (PITI): principal, interest, taxes, and insurance — and sometimes HOA dues and mortgage insurance.
Principal and interest are amortized over the loan term using your interest rate. Property taxes and insurance are collected into an escrow account and added to your payment monthly.
M = P × [r(1+r)^n] / [(1+r)^n − 1], where M = monthly P&I, P = loan amount, r = monthly rate, n = number of months.
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