HOME VALUE & EQUITY CENTER
Get a free estimate of your home's value, discover how much equity you may have, explore refinancing options, and see what mortgage programs fit your situation.
Pick a tool to begin. Each one connects to the others so you can move from "what's my home worth" to "can I refinance" in minutes.
What's my home worth? Get an instant value range and equity snapshot.
Home value · House value · Property value
See your equity, LTV, available HELOC and cash-out potential.
Home equity · HELOC · Cash-out refinance
0–100 score covering credit, DTI, down payment, and program fit.
Mortgage qualification · Pre-approval prep
Approval probability, estimated payment, DTI, and matched programs.
Mortgage approval · Eligibility
Yes. Every calculator on this page is completely free and requires no commitment.
Our estimator uses your purchase price, regional appreciation, square footage, and upgrades to produce a value range. For an exact appraisal, speak with a licensed Bloomfield Lending expert.
No. None of these calculators perform a credit pull. They are educational and based on the information you enter.
Equity is the difference between your home's current market value and the total balance owed across all mortgages and liens.
Most lenders allow you to borrow up to 80% combined loan-to-value (CLTV) on a cash-out refinance and up to 85% on a HELOC, though programs vary.
FHA loans start at 580, conventional loans typically require 620+, and the best rates usually require 740 or above.
Most loan programs prefer a back-end DTI at or below 43%. Some allow up to 50% with compensating factors.
With Bloomfield Lending, pre-approval typically takes 24–48 hours once your documents are submitted.
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